Conventional Conforming Loan Limits 2025. The following chart shows the 2025 maximum baseline. How conventional (conforming) loan limits are determined.
Beginning on january 1, 2025, conforming loan limits will increase to $806,500 in the 48 contiguous states. The conforming loan limits for 2025 have increased and apply to loans delivered to fannie mae in 2025 (even if originated prior to 1/1/2025).
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